Question

Where does the FDIC’s reserve fund come from?
a.
The FDIC has access to federal tax revenue.
b.
If an insured bank fails, the FDIC keeps the money at that bank that is beyond the insured limit.
c.
A certain amount of money goes directly from the Treasury to the FDIC’s reserve fund.
d.
Insured banks pay a premium on the money insured.

Answer 1

d. Insured banks pay a premium on the money insured.

(The FDIC's Deposit Insurance Fund is financed mainly by assessments/premiums from insured depository institutions, plus investment earnings and recoveries — not by regular federal tax revenue or direct Treasury funding.)