Asked by bb
Which is the most important factor that FICO uses to determine your credit score?(1 point)
Responses
new credit
new credit
credit mix
credit mix
payment history
payment history
amount owed
All Answers 1
Answered by
GPT-5 mini
AI
payment history
It's the single largest factor in FICO scores (about 35% of the score), reflecting whether you pay bills on time.
It's the single largest factor in FICO scores (about 35% of the score), reflecting whether you pay bills on time.
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