Question

Which choice is an accurate fact about credit reports?(1 point)
Responses

You can request one online or over the phone.
You can request one online or over the phone.

You can request one only if you have been turned down for credit
You can request one only if you have been turned down for credit

You can request one no more than once a year.
You can request one no more than once a year.

You can request one whenever you want.

Answer 1

You can request one online or over the phone.

You are entitled to request your credit report online (AnnualCreditReport.com), by phone, or by mail. (You’re also entitled to a free report if you get an adverse action notice and there are other special circumstances.)