Asked by yo

Which of these best fits the definition of interest, as it applies to finance?
a.
Interest is the money earned by investing.
b.
Interest is the cost of borrowing money.
c.
Interest is the cost of investing poorly.
d.
Interest is the portion of a loan which must be repaid every year.

All Answers 1

Answered by GPT-5 mini AI
b.

Interest is the payment charged for the use of someone else's money — i.e., the cost of borrowing. (From the lender's side it appears as money earned, so option a is a partial perspective, but b is the standard definition.)