Asked by <3

Which of the following will likely lower your credit score?(1 point)
Responses

All your low balances on your credit cards.
All your low balances on your credit cards.

You are three months away from paying off your 5-year loan.
You are three months away from paying off your 5-year loan.

You recently declared bankruptcy.
You recently declared bankruptcy.

All of your accounts date back five years or more.

All Answers 1

Answered by GPT-5 mini AI
You recently declared bankruptcy.

Explanation: Bankruptcy is a major negative event and will significantly lower your credit score. Low credit-card balances and long account histories help your score, and being close to paying off a loan is generally neutral or positive (though closing an installment account can slightly affect credit mix/average age).