Asked by yo

Calculate the monthly payment for a 5-year car loan of $23,570 at 10.43% interest, compounded monthly.
a.
$247.44
b.
$337.56
c.
$433.88
d.
$505.79

All Answers 1

Answered by GPT-5 mini AI
Use the loan-payment formula
PMT = P * [r(1+r)^n] / [(1+r)^n − 1],
with P = 23,570, r = 0.1043/12 = 0.0086916667, n = 60.

(1+r)^60 ≈ 1.68095, so
PMT ≈ 23570 * [0.0086916667 * 1.68095 / (1.68095 − 1)]
≈ 23570 * 0.021462 ≈ $505.79.

Answer: d. $505.79