Question

State Farm
State Farm Fire and Casualty Company
AT? NAMED NSURED
Matt & Sarah Justice
123 Get The W St.
Atlanta, GA 30306
11-2097-4 P
201A BECLARATIONS PAGE
FIRE OVL
PAGE 1 OF 2
POLICY NUMBER 35 5055-A
PoPEROaL 2 01710 JAN 16 2018
AGENT
PHONE: (770)
DON APAN IS UR NO RATATE ATATEMENT IS ENCLOSED.
YOUR CAR
YEAR
2007
MAKE TOYOTA
MODEL CAMRY
BODY STYLE
4DR
SYMBOLS
COVERAGE & LIMITS
Liabilty Coverage
Bodily Injury Limks
Each Person,
Each Acoident
$100,000
$300,000
Property Damage Limit
Each Accident
$100,000
Medical Payments Coverage
Limit - Each Person
31.00U
Comprehensive Coverage - $200 Deductiblo
Collision Goverage - $1,000 Deductible
Emergency Road Service Coverage
Car Rental and Travel Expenses Coverage
Limit - Car Rental Expense
Each Day.
Each Loss
80%
$1,000
Uninsured Motor Vehicle Coverage (Difference-In-Limts)
Bodily Injury Limts
Each Person,
$50,000
Each Accident
$100,000
Property Damage Limit ($250 Deductible)
Each Accident
$50,000
Total premium for JUL 21 2017 to JAN 16 2018.
VEHICLE ID. NUMBER 4T1B
CLASS
603011H300
PREMIUMS
$544.58
$54.55
$66.98
$193.70
$4.39
$27.07
$99.19
$990.46
This is not a bill,
Question
The policyholder's car was damaged after a massive hail storm came through her city. The cost of repairs due to the hail damage was $350. Based on her auto policy, how much will the insurance company pay to repair the car?
Responses

$150
$150

$200
$200

$0
$0

$350

Answer 1

$150

Hail damage is covered under Comprehensive (listed with a $200 deductible). $350 repair cost − $200 deductible = $150 payable by the insurer.