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Joseph owes money to a financing agency. The agency is calling Joseph ten times a day, often after 10 p.m. Which consumer protection law is the financing agency violating?(1 point)
Responses
Federal Food, Drug, and Cosmetic Act (FDCA)
Federal Food, Drug, and Cosmetic Act (FDCA)
Truth in Lending Act (TILA)
Truth in Lending Act (TILA)
Fair Debt Collection Practices Act (FDCPA)
Fair Debt Collection Practices Act (FDCPA)
Fair Credit Reporting Act (FCRA)
Fair Credit Reporting Act (FCRA)
All Answers 1
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Fair Debt Collection Practices Act (FDCPA)
The FDCPA prohibits debt collectors from using harassment or abusive practices, including repeated calls and contacting consumers at inconvenient times (generally before 8 a.m. or after 9 p.m.).
The FDCPA prohibits debt collectors from using harassment or abusive practices, including repeated calls and contacting consumers at inconvenient times (generally before 8 a.m. or after 9 p.m.).
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