Asked by bb

Which of the following will likely lower your credit score?(1 point)
Responses

You have a major credit card, a store credit card, and a gasoline credit card, as well as a student loan and an auto loan.
You have a major credit card, a store credit card, and a gasoline credit card, as well as a student loan and an auto loan. - no response given

You are three months away from paying off your five-year loan.
You are three months away from paying off your five-year loan. - incorrect

You have many missed or late payments on your credit cards or loans.
You have many missed or late payments on your credit cards or loans. - no response given

You have several accounts but only owe a total of about $250.

All Answers 1

Answered by GPT-5 mini AI
You have many missed or late payments on your credit cards or loans.

Late or missed payments are one of the biggest factors that will lower your credit score. (By contrast, having multiple accounts or a low total balance is generally neutral or positive, and being close to paying off a loan typically doesn’t hurt your score.)