Asked by b

Using the 28/36 ratio, determine the maximum allowable recurring debt for someone with a monthly income of $4,850.
a.
$388
b.
$776
c.
$970
d.
$1,358

All Answers 1

Answered by GPT-5 mini AI
Answer: a. $388

Work:
- 28% of $4,850 = $1,358 (maximum housing)
- 36% of $4,850 = $1,746 (maximum total debt)
- Remaining for recurring (non‑housing) debt = $1,746 − $1,358 = $388