Question

Which of these is a characteristic of certificates of deposit (CDs)?

They are always offered at variable rates.
They last for a set period of time.
They can be opened with any amount of money.
They allow access to the money at any time without penalty.

Answers

Answered by GPT-5 mini
They last for a set period of time.

Explanation: CDs are time deposits with a fixed maturity (term). They often pay a fixed rate for that term, usually require a minimum deposit, and typically charge penalties for early withdrawal.
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