Question

As Anthony checks in for his annual physical, the receptionist tells him that he owes $25. As Anthony pulls out his wallet, he asks why he needs to pay something before the visit when he has insurance. How will the receptionist MOST likely explain the $25 charge?

(1 point)
Responses

“It is part of your co-insurance that insurance does not pay.”

“It is part of your co-insurance that insurance does not pay.”

“It is called a co-pay—you pay that before insurance pays their share.”

“It is called a co-pay—you pay that before insurance pays their share.”

“It is a $25 deductible that everyone has on their insurance plans.”

“It is a $25 deductible that everyone has on their insurance plans.”

“It is for any non-covered costs that may come up during your visit.”

Answers

GPT-5 mini
“It is called a co-pay—you pay that before insurance pays their share.”

A copay is a fixed amount due at the time of the visit. Coinsurance is a percentage billed after services, and a deductible is an annual amount that varies and wouldn’t typically be a flat $25 charged at check-in for everyone.

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