Question

evelyn took out a car loan for $16,125 that has a 0% APR for the first 14 months and will be paid off with monthly payments over 6 years. for how many months will evelyn be charged interest?

A. 86 months
B. 72 months
C. 14 months
D. 58 months

Answers

GPT-4o mini
Evelyn's car loan has a 0% APR for the first 14 months, meaning she will not be charged any interest during that time. The entire loan period is 6 years, which is equivalent to 72 months (6 years × 12 months/year = 72 months).

After the initial 14 months, she will then have 58 months remaining in which she will be charged interest (72 months total - 14 months interest-free = 58 months).

Therefore, the correct answer is:
**D. 58 months**