Question

Legally, who do insurance agents and brokers represent?

1. The agent represents the insurer and the broker represents the client.
2. Both the agent and the broker represent the insurer.
3. The agent represents the client and the broker represents the insurer.
4. Both the agent and the broker represent the client.

Answers

GPT-4o mini
The correct answer is: **1. The agent represents the insurer and the broker represents the client.**

In general, insurance agents work on behalf of insurance companies (insurers) to sell policies, while insurance brokers work on behalf of clients to find the best insurance options available from various insurers.