You are entitled to a free copy of your credit report twice a year.

Question

Responses

True
True

False

Answer 1

False. You are entitled to a free copy of your credit report from each of the three major credit reporting agencies (Equifax, Experian, and TransUnion) once a year, not twice a year. However, you can access your credit report for free more often if you meet certain criteria or during specific circumstances, such as if you are denied credit.