Question

Question
Which of the following is NOT part of the analysis for the creditworthiness of borrowers?
Responses

Judgment
Judgment

Family interviews
Family interviews

Formal credit scoring models
Formal credit scoring models

Risk assessment worksheets

Answer 1

The option that is NOT typically part of the analysis for the creditworthiness of borrowers is **Family interviews**.

While judgment, formal credit scoring models, and risk assessment worksheets are standard tools used to evaluate a borrower’s creditworthiness, family interviews are not a common practice in formal credit assessments.