To find the total cost of the groceries using mental math, we can break the prices down as follows:
- Carton of milk: $1.95
- Loaf of bread: $0.85
- Box of cereal: $2.05
Now, let's add them together step by step:
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First, add the cost of the milk and bread:
\( 1.95 + 0.85 = 2.80 \)
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Next, add the cost of the cereal:
\( 2.80 + 2.05 = 4.85 \)
So, the total cost of the groceries is $4.85.
The correct answer is $4.85.