Question

When it comes to health insurance, PPO plans typically contain more limitations compared to HMO plans.


True

False

Answer 1

False. PPO (Preferred Provider Organization) plans generally offer more flexibility and fewer restrictions compared to HMO (Health Maintenance Organization) plans. PPOs usually allow members to see any healthcare provider, including specialists, without a referral and do not require members to choose a primary care physician. In contrast, HMOs typically have more limitations, such as requiring members to use a network of providers and to obtain referrals for specialist visits.