Overdraft fees are incurred when you...

spend more money than what you have in your bank account.

transfer money from your account to another account at a different bank.

use an ATM that is not in your bank’s network.

withdraw or transfer money from your savings account more than six times per month.

1 answer

Overdraft fees are incurred when you spend more money than what you have in your bank account. This occurs when you attempt to make a purchase or withdraw funds that exceed your available balance, prompting your bank to cover the difference, often for a fee.