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While a patient was leaving the exam room at the Downtown Clinic, she slipped and fell on a

wet surface. You helped her up and discovered a large gash on her forehead. You contact the
treating physician to attend to the patient and then immediately notify the practice manager of
the incident and prepare an incident report.
Why is office liability insurance important?
Research Activity
1. Go to the IRS website (www.irs.gov) and locate an I-9 form. Locate “Section 2. Employer
Review and Verification” on the form and the “List of Acceptable Documents.” In the following
chart, identify which types of documents are included in lists A, B, and C and then identify three
documents within each category.
Documents in List A are documents that establish
______________________________
Documents in List B are documents that establish
______________________________
Documents in List C are documents that establish
______________________________
LIST A LIST B LIST C
1.
2.
3.

1 answer

Importance of Office Liability Insurance

Office liability insurance is crucial for several reasons:

  1. Financial Protection: It provides coverage for legal fees, settlements, and judgments that may arise from lawsuits related to accidents, injuries, or negligence claims involving your practice.

  2. Risk Management: It enables healthcare providers to manage and mitigate risks associated with patient care and clinic operations. This coverage helps ensure that practices can continue to operate even in the face of adversity.

  3. Reputation Management: Liability insurance can help protect the reputation of a practice. When incidents occur, having insurance can lessen the financial and managerial burden, allowing providers to focus on patient care instead of litigation.

  4. Compliance Requirements: In many states, healthcare providers are required to have liability insurance to operate legally, particularly in facilities that see a large volume of patients.

  5. Peace of Mind: Knowing that there is coverage in place allows healthcare professionals to practice confidently without the constant fear of the financial consequences of an unforeseen incident.

Research Activity: I-9 Form Document Categories

The I-9 form is used for verifying the identity and employment authorization of individuals hired for employment in the United States. Below is a breakdown of the documents in Lists A, B, and C, based on the “Employer Review and Verification” section and the “List of Acceptable Documents” provided by the IRS.

Documents in List A are documents that establish both identity and employment authorization.

  • LIST A
    1. U.S. Passport
    2. Permanent Resident Card (Green Card)
    3. Employment Authorization Document (Form I-766)

Documents in List B are documents that establish identity only.

  • LIST B
    1. Driver's License
    2. State ID Card
    3. Student ID Card with a photograph

Documents in List C are documents that establish employment authorization only.

  • LIST C
    1. Social Security Card
    2. Certificate of Birth
    3. U.S. Citizen Naturalization Certificate

Always refer to the IRS I-9 Instructions or the official I-9 form for the most current information since lists may update or change.