If your credit report shows late payments because you were deployed to a combat zone, what might you do to clean up your credit report?(1 point)

Question

Responses

Send a note to the credit bureau that you were in combat rotation for three months with limited ability to pay your bills but have caught all the bills and late fees up.
Send a note to the credit bureau that you were in combat rotation for three months with limited ability to pay your bills but have caught all the bills and late fees up.

Send a note to the credit bureau saying you were very busy at work and did not have time to pay bills.
Send a note to the credit bureau saying you were very busy at work and did not have time to pay bills.

Send a note to the credit bureau saying you completely forgot about the due dates.
Send a note to the credit bureau saying you completely forgot about the due dates.

Send a note to the credit bureau that you are only 15 years old.

Answer 1

The most appropriate response is:

Send a note to the credit bureau that you were in combat rotation for three months with limited ability to pay your bills but have caught all the bills and late fees up.

This approach provides a legitimate explanation for the late payments due to your deployment and indicates that you have taken responsibility by catching up on your payments.