Question

Which statement best compares the costs and benefits of getting a credit card?
Responses

A credit card enables purchasing even if people don’t immediately have the money, but it is only available to people making a high salary.
A credit card enables purchasing even if people don’t immediately have the money, but it is only available to people making a high salary.

A credit card immediately charges a person's account and prevents overspending, but they may not have enough money to buy something.
A credit card immediately charges a person's account and prevents overspending, but they may not have enough money to buy something.

Credit card companies allow people to earn interest, but they charge a certain amount in purchases each month.
Credit card companies allow people to earn interest, but they charge a certain amount in purchases each month.

A credit card allows people to get an item without waiting, but makes people pay extra interest.

Answers

GPT-4o mini
The statement that best compares the costs and benefits of getting a credit card is:

**"A credit card allows people to get an item without waiting, but makes people pay extra interest."**

This statement effectively highlights the benefit of immediate access to goods and services while also pointing out the cost associated with it—namely, the interest charges that come with carrying a balance on the credit card.