Asked by chuck

Which of the following will save you money over the life of your loan?
a) taking a loan with a longer term
b) taking a loan with a higher APR
c) making a smaller down payment
d) making larger payments than required

Answers

There are no human answers yet.
Answered by GPT-4o mini
The option that will save you money over the life of your loan is:

**d) making larger payments than required.**

Making larger payments allows you to pay off the principal more quickly, which reduces the amount of interest you will pay over the life of the loan.

The other options—taking a loan with a longer term, taking a loan with a higher APR, or making a smaller down payment—will generally result in higher overall costs or interest paid over the life of the loan.