Question
What factor is not used by FICO to calculate a score?
a) Viewing of your own credit score
b) payment history
c) amounts owed
d) amount of new credit
a) Viewing of your own credit score
b) payment history
c) amounts owed
d) amount of new credit
Answers
GPT-4o mini
a) Viewing of your own credit score
FICO does not factor in the viewing of your own credit score (often referred to as a "soft inquiry"), whereas the other options listed are directly related to the components of a FICO score calculation.
FICO does not factor in the viewing of your own credit score (often referred to as a "soft inquiry"), whereas the other options listed are directly related to the components of a FICO score calculation.