I received $2,500 for my birthday and opened a savings account. The amount is expected to increase 2% each year. Write a function that models the situation where t represents the number of years. How much money will I have in 3 years?(3 points)

f(x)=

(
)t

In 3 years the account will have $
.

1 answer

To model the situation where your initial amount, \( P \), increases at a rate of \( r \) (in this case, 2% or 0.02) each year, you can use the formula for compound interest:

\[ A(t) = P(1 + r)^t \]

Where:

  • \( A(t) \) is the amount of money in the account after \( t \) years,
  • \( P \) is the principal amount (the initial amount of money),
  • \( r \) is the rate of interest (as a decimal),
  • \( t \) is the number of years.

Given:

  • \( P = 2500 \)
  • \( r = 0.02 \)

The function modeling the situation will be:

\[ A(t) = 2500(1 + 0.02)^t \]

or simplified:

\[ A(t) = 2500(1.02)^t \]

To find out how much money you will have in 3 years, substitute \( t = 3 \) into the function:

\[ A(3) = 2500(1.02)^3 \]

Now, calculate \( (1.02)^3 \):

\[ (1.02)^3 \approx 1.061208 \]

Now calculate \( A(3) \):

\[ A(3) = 2500 \times 1.061208 \approx 2653.02 \]

In 3 years, the account will have approximately $2,653.02.