Which type of credit typically offers payment plans of up to 30 years or more? (1 point)

Responses

car loan
car loan

credit card
credit card

home mortgage
home mortgage

personal loan
personal loan

Which type of credit is used in place of money, allowing you to buy things now and pay for them later? (1 point)
Responses

credit card
credit card

bankruptcy
bankruptcy

mortgage
mortgage

personal loan

Which type of credit would you most likely use if you wanted to pay for a large home renovation? (1 point)
Responses

car loan
car loan

credit card
credit card

personal loan
personal loan

student loan

What do banks and other lenders use to evaluate your ability to repay a loan?(1 point)
Responses

bankruptcy
bankruptcy

credit score
credit score

debit
debit

interest rate

If Joan is unable to pay her mortgage, the bank may take her house away from her. Which of the following best describes Joan’s house? (1 point)
Responses

bankruptcy
bankruptcy

collateral
collateral

credit
credit

interest

1 answer

  1. Which type of credit typically offers payment plans of up to 30 years or more?

    • home mortgage
  2. Which type of credit is used in place of money, allowing you to buy things now and pay for them later?

    • credit card
  3. Which type of credit would you most likely use if you wanted to pay for a large home renovation?

    • personal loan
  4. What do banks and other lenders use to evaluate your ability to repay a loan?

    • credit score
  5. If Joan is unable to pay her mortgage, the bank may take her house away from her. Which of the following best describes Joan’s house?

    • collateral