What's the point of a budget?

a. It's a way to track your spending and work toward your saving goals.
b. It's a replacement for opening checking and saving accounts at your bank.
c. To keep your parents off of your back.
d. To help you decide how much or how little you need to work.

1 answer

The best answer is: a. It's a way to track your spending and work toward your saving goals.

A budget helps you manage your finances by allowing you to see where your money goes, make informed spending choices, and set and achieve savings goals.