Which types of information may creditors legally consider when determining someone's creditworthiness? Select all that apply.

Question

(1 point)
age
• bill-paying habits
• gender
• expenses and income
• ethnicity or race

Answer 1

Creditors may legally consider the following types of information when determining someone's creditworthiness:

• bill-paying habits
• expenses and income

Age, gender, and ethnicity or race are generally prohibited from being considered due to fair lending laws aimed at preventing discrimination.