What is short-term disability insurance?(1 point)

Responses

It is used to protect income in case of illness or injury for people younger than 65 who are not able to work for at least a year.
It is used to protect income in case of illness or injury for people younger than 65 who are not able to work for at least a year.

It covers the employee’s income and medical costs when they are hurt on the job and cannot work.
It covers the employee’s income and medical costs when they are hurt on the job and cannot work.

It is money that is paid out for the first two weeks after an employee has an accident or an illness occurs.
It is money that is paid out for the first two weeks after an employee has an accident or an illness occurs.

It is often sponsored by the employer and provides income protection to an employee while they cannot work for a temporary period of time.
It is often sponsored by the employer and provides income protection to an employee while they cannot work for a temporary period of time.

1 answer

The correct response is:

It is often sponsored by the employer and provides income protection to an employee while they cannot work for a temporary period of time.

This accurately describes short-term disability insurance, which typically covers employees for a limited duration (usually weeks or a few months) if they are unable to work due to a medical condition, illness, or injury.