To find the point that represents a monthly usage of 1,200 gallons using the cost function \(c = 0.25x + 20\), we need to calculate the total cost \(c\) for \(x = 1,200\) gallons.
Substituting \(x = 1,200\) into the function:
\[ c = 0.25(1200) + 20 \]
Calculating \(0.25 \times 1200\):
\[ 0.25 \times 1200 = 300 \]
Now, adding the fixed monthly fee:
\[ c = 300 + 20 = 320 \]
The total cost for using 1,200 gallons is \(320\).
Thus, the correct point on the graph that represents this usage is \((1,200, 320)\).
The answer is:
(1,200, 320).