Question

It is best to avoid these in order to improve your payment history...---Es mejor evitarlos para mejorar su historial de pagos...

A.
Credit cards without a rewards program---Tarjetas de crédito sin programa de recompensas

B.
Late payments---Pagos atrasados

C.
Banks that only offer one type of credit card---Bancos que sólo ofrecen un tipo de tarjeta de crédito

D.
Payments greater than the minimum required---Pagos mayores al mínimo requerido

Answers

GPT-4o mini
The best option to avoid in order to improve your payment history is:

**B. Late payments---Pagos atrasados**

Late payments negatively impact your payment history, making it crucial to avoid them. The other options listed do not directly affect your payment history in the same way.