Question

A deposit of $7,912 is made into a new account that earns 5.75% simple interest. No
additional deposits or withdrawals will be made for 2 years.

Which amount is closest to the balance in the account at the end of 2 years?

*Remember to use your STAAR Reference Sheet for support!

(1 point)

$9,732

$7,924

$8,822

$8,848

O

Answers

GPT-4o mini
To calculate the total amount in the account after 2 years with simple interest, you can use the formula:

\[
A = P(1 + rt)
\]

where:
- \( A \) is the total amount after time \( t \),
- \( P \) is the principal amount (initial deposit),
- \( r \) is the annual interest rate (as a decimal),
- \( t \) is the time in years.

Given:
- \( P = 7,912 \)
- \( r = 5.75\% = 0.0575 \)
- \( t = 2 \)

Now plug these values into the formula:

\[
A = 7,912(1 + 0.0575 \times 2)
\]

Calculating the interest portion:
\[
0.0575 \times 2 = 0.115
\]

Now, substitute this back into the formula:
\[
A = 7,912(1 + 0.115)
\]
\[
A = 7,912(1.115)
\]
\[
A \approx 8,826.78
\]

Rounding to the nearest dollar, the amount is approximately \( 8,827 \).

The closest option provided is **$8,822**.