Which of the following choices accurately describe the overnight reverse repo rate?

Multiple select question.

It uses bonds as collateral in case of default.

It is administered separately from the interest rate on reserve balances.

It lets the Fed provide nonbanks with an option besides money market investments.

It allows the Fed to remove the floor holding up money market interest rates.

1 answer

The choices that accurately describe the overnight reverse repo rate are:

  1. It uses bonds as collateral in case of default. - This is true, as the overnight reverse repo program involves the Fed selling securities to counterparties with an agreement to repurchase them later, using those securities as collateral.

  2. It is administered separately from the interest rate on reserve balances. - This is also accurate. The overnight reverse repo rate and the interest rate on reserve balances can be set independently by the Federal Reserve.

  3. It lets the Fed provide nonbanks with an option besides money market investments. - This statement is correct as well. The program allows nonbank financial institutions to park their cash in a safe investment with the Fed rather than using traditional money market instruments.

  4. It allows the Fed to remove the floor holding up money market interest rates. - This statement is misleading. The overnight reverse repo rate is actually used to establish a floor for short-term interest rates, by providing a more secure option for investment that influences the money market rates.

Therefore, the first three choices are accurate descriptions of the overnight reverse repo rate.