Among the options provided, the one that might help you save money on a student loan is:
agree to automatic payments.
Many lenders offer a discount on the interest rate if you set up automatic payments, which can help you save money over the life of the loan.
The other options would not typically help you save money:
- Making payments on the first day of every month doesn't inherently save you money compared to any other schedule.
- Finding a loan with a higher APR would generally increase the cost of borrowing.
- Taking a longer-term loan usually results in paying more interest over time, even if monthly payments are lower.