To find \( P(A \text{ and } B) \), we need to determine the probability of an event where a passenger arrives on time (event A) and uses a bus (event B).
From the table, we have the following relevant values:
- The number of passengers who arrived on time using a bus = 46
- The total number of passengers = 320
The probability \( P(A \text{ and } B) \) is calculated as follows:
\[ P(A \text{ and } B) = \frac{\text{Number of on-time arrivals by bus}}{\text{Total number of passengers}} = \frac{46}{320} \]
Now, calculating the fraction:
\[ \frac{46}{320} = 0.14375 \]
Rounding it to the nearest hundredth, we get:
\[ 0.14 \]
So the answer is \( \boxed{0.14} \).