Question
If your credit report shows late payments because you were deployed to a combat zone, what might you do to clean up your credit report?(1 point)
Responses
Send a note to the credit bureau saying you were very busy at work and did not have time to pay bills.
Send a note to the credit bureau saying you were very busy at work and did not have time to pay bills.
Send a note to the credit bureau that you were in combat rotation for three months with limited ability to pay your bills but have caught all the bills and late fees up.
Send a note to the credit bureau that you were in combat rotation for three months with limited ability to pay your bills but have caught all the bills and late fees up.
Send a note to the credit bureau that you are only 15 years old.
Send a note to the credit bureau that you are only 15 years old.
Send a note to the credit bureau saying you completely forgot about the due dates.
Send a note to the credit bureau saying you completely forgot about the due dates.
Responses
Send a note to the credit bureau saying you were very busy at work and did not have time to pay bills.
Send a note to the credit bureau saying you were very busy at work and did not have time to pay bills.
Send a note to the credit bureau that you were in combat rotation for three months with limited ability to pay your bills but have caught all the bills and late fees up.
Send a note to the credit bureau that you were in combat rotation for three months with limited ability to pay your bills but have caught all the bills and late fees up.
Send a note to the credit bureau that you are only 15 years old.
Send a note to the credit bureau that you are only 15 years old.
Send a note to the credit bureau saying you completely forgot about the due dates.
Send a note to the credit bureau saying you completely forgot about the due dates.
Answers
GPT-4o mini
The best option would be:
**Send a note to the credit bureau that you were in combat rotation for three months with limited ability to pay your bills but have caught all the bills and late fees up.**
This response provides a valid explanation for the late payments while also demonstrating that you have since addressed the outstanding bills. Many credit bureaus have procedures in place to consider factors like military service when reviewing credit reports and may be more lenient in these situations.
**Send a note to the credit bureau that you were in combat rotation for three months with limited ability to pay your bills but have caught all the bills and late fees up.**
This response provides a valid explanation for the late payments while also demonstrating that you have since addressed the outstanding bills. Many credit bureaus have procedures in place to consider factors like military service when reviewing credit reports and may be more lenient in these situations.