James has prepared his income statement:

Income
Salary 3,500
Tax withholding (490)
401(k) 0
Health insurance (210)
Net salary 2,800
Total net income $2,800.00

Expenses
Rent (900)
Utilities (325)
Internet (62)
Credit card payments (200)
Food (625)
Clothes (200)
Transportation (200)
Entertainment (400)
Total expenses $2,912.00
Difference ($112.00)
The bottom line of James’s income statement shows a negative number. What does this mean?

(1 point)
Responses

He is not contributing to his 401(k).
He is not contributing to his 401(k).

He spends $200 a month on clothes.
He spends $200 a month on clothes.

He entered the incorrect amount for his rent.
He entered the incorrect amount for his rent.

He is spending more money than he makes.

1 answer

The bottom line of James’s income statement shows a negative number, which means he is spending more money than he makes.