Question

Credit Scores and Monitoring Quick Check
5 of 55 of 5 Items
Question
If your credit report shows late payments because you were deployed to a combat zone, what might you do to clean up your credit report?(1 point)
Responses

Send a note to the credit bureau that you were in combat rotation for three months with limited ability to pay your bills but have caught all the bills and late fees up.
Send a note to the credit bureau that you were in combat rotation for three months with limited ability to pay your bills but have caught all the bills and late fees up.

Send a note to the credit bureau that you are only 15 years old.
Send a note to the credit bureau that you are only 15 years old.

Send a note to the credit bureau saying you were very busy at work and did not have time to pay bills.
Send a note to the credit bureau saying you were very busy at work and did not have time to pay bills.

Send a note to the credit bureau saying you completely forgot about the due dates.

Answer 1

The best response in this situation would be to:

**Send a note to the credit bureau that you were in combat rotation for three months with limited ability to pay your bills but have caught all the bills and late fees up.**

This explanation clearly states the reason for the late payments, which is relevant and valid, and shows that you have taken responsibility by catching up on your bills. The other options do not provide a legitimate reason for the missed payments and may not be seen as credible by the credit bureau.