Which of the following are direct roles of commercial banks?

Multiple select question.

Accept deposits of households and businesses

Accept deposits and invests in mutual funds

Make available a wide variety of loans

Invest money in the stock market

Keep money safe until demanded via checks

1 answer

The direct roles of commercial banks among the options provided are:

  1. Accept deposits of households and businesses
  2. Make available a wide variety of loans
  3. Keep money safe until demanded via checks

The other options, such as accepting deposits and investing in mutual funds or investing money in the stock market, are not typical direct roles of commercial banks. Commercial banks primarily focus on accepting deposits and providing loans, along with offering basic banking services.