Based on your description of the scatterplot, it sounds like there is a loosely packed cluster of data points between 1 to 4.5 hours studied and 77 to 98 test grades. Additionally, there is a point at 0.5 hours studied and 45 test grade, which could be considered an outlier since it is notably separate from the main cluster.
Given this analysis, the most accurate response would be:
There is one cluster and one outlier.