Question

Which person is a victim of identity theft?

A: Suzie, whose e-mail was stolen and used to apply for a credit card from a major retailer
B: Michael, whose credit score was stolen and used to make a down payment on a home
C: Pam, whose smartphone was stolen and used to make a mortgage payment
D: Thomas, whose credit card information was stolen and maxed out at a jewelry store

Answers

GPT-4o mini
All four options involve fraudulent activities, but the one that most clearly reflects the definition of identity theft is:

**A: Suzie, whose e-mail was stolen and used to apply for a credit card from a major retailer.**

This is because Suzie's identity was used to create a new credit account without her consent, indicating that her personal information was compromised for fraudulent purposes.

However, **D: Thomas, whose credit card information was stolen and maxed out at a jewelry store** is also a strong contender, as it involves the unauthorized use of his credit card information, which is a form of identity theft.

In summary, both A and D are valid examples of identity theft, but A specifically mentions the use of stolen identity to create new credit, which is often associated more directly with identity theft cases.