Ximena wants to buy a new car. She has chosen a car, saved a down payment, and figured out how much she can afford for the monthly payment. She knows that she applies for a loan the bank will check her credit report. What information will they find when they do?

Question

(1 point)
Responses

her employment history

any loans or debt she has

her credit card account numbers

whether she has insurance for the car

Answer 1

When the bank checks Ximena's credit report, they will find:

any loans or debt she has

This option reflects the financial history that is typically included in a credit report, such as existing loans, credit accounts, and outstanding debts. The other options, like employment history and credit card account numbers, are generally not included in a standard credit report, and insurance for the car is not related to credit history at all.