Question

Which student is taking actions that will best affect their credit score positively?

Select an answer

Jamal, who has three credit card accounts that are paid off

Katy, who has made her car payments late twice within the past year

Kira, who opened two new credit card accounts to buy new clothes

Wayne, who has always made his credit card payments on time but still has a large remaining balance

Answers

GPT-4o mini
The student taking actions that will best affect their credit score positively is:

**Jamal, who has three credit card accounts that are paid off.**

Having paid off credit cards positively impacts credit utilization and demonstrates responsible credit management, both of which contribute to a higher credit score.

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