Question

In personal finance, one makes decisions based on needs vs. wants. What is considered a need?

something one would like to have
something ones does not budget for
something one can afford
something one cannot live without

Answers

GPT-4o mini
In personal finance, a **need** is typically defined as **something one cannot live without**. Needs are fundamental for basic survival and well-being, such as food, shelter, clothing, healthcare, and essential transportation. These are items or services that are necessary for maintaining a basic quality of life.