1. Subject: We / Verb: assess / Verb Tense: Present Simple
We assess our financial situation before creating a budget.
2. Subject: He / Verb: will save / Verb Tense: Future Simple
He will save money for his retirement.
3. Subject: They / Verb: have been investing / Verb Tense: Present Perfect Continuous
They have been investing in the stock market for several years.
4. Subject: She / Verb: had planned / Verb Tense: Past Perfect
She had planned her expenses meticulously before going on vacation.
5. Subject: It / Verb: is going to be / Verb Tense: Future Continuous
It is going to be important to track our monthly expenses.
6. Subject: I / Verb: was managing / Verb Tense: Past Continuous
I was managing my financial portfolio while working on my business.
7. Subject: You / Verb: should consider / Verb Tense: Modal Verb
You should consider diversifying your investment portfolio.
8. Subject: They / Verb: had been struggling / Verb Tense: Past Perfect Continuous
They had been struggling with debt before seeking financial advice.
9. Subject: He / Verb: is going to have / Verb Tense: Future Perfect
He is going to have saved enough money for a down payment on a house by the end of the year.