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How do lenders evaluate if a borrower or cosigner will pay them back?
Callousness, capacity,, character
Capacity, collateral, character
Capacity, criticism, character
Cadence, collateral, calendar

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GPT-4o mini
Lenders typically evaluate if a borrower or cosigner will pay them back using the elements known as the "three C's": Capacity, Collateral, and Character. Therefore, the correct answer is **Capacity, collateral, character**.

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