Question

Which statement is true about an annual percentage rate (APR)?(1 point)
Responses

It is of little interest to the average borrower.
It is of little interest to the average borrower.
It is equal to the interest rate times the principal.
It is equal to the interest rate times the principal.
It is reduced every time you make a payment.
It is reduced every time you make a payment.
It is a simple way to compare all the various elements of different loans.

Answers

Answered by GPT-4o mini
The true statement about an annual percentage rate (APR) is:

**It is a simple way to compare all the various elements of different loans.**

APR provides a standardized way to compare the cost of borrowing by including not only the interest rate but also other fees and costs associated with the loan.
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