Question

A certificate of deposit (CD) differs from a traditional savings account in what way?(1 point)
Responses

CDs are a riskier investment
CDs are a riskier investment

CDs include the purchase of stocks
CDs include the purchase of stocks

CDs have a low interest rate
CDs have a low interest rate

CDs must remain untouched for a fixed period of time

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Answers

GPT-4o mini
The correct response is:

**CDs must remain untouched for a fixed period of time.**

Certificates of deposit typically require you to lock your money away for a specified term, which can range from a few months to several years, in exchange for a higher interest rate compared to traditional savings accounts.