When receiving a mortgage loan, if an individual cannot make a large down payment, they will most likely have to pay for what?(1 point)

Responses

Application fee
Application fee

Private mortgage insurance
Private mortgage insurance

Risk assessment
Risk assessment

Tenant tax
Tenant tax

1 answer

If an individual cannot make a large down payment when receiving a mortgage loan, they will most likely have to pay for Private mortgage insurance (PMI). This insurance protects the lender in case the borrower defaults on the loan.