Which of the following practices could negatively affect one’s credit score?(1 point)

Question

Responses

Reaching the spending limit on one’s credit account
Reaching the spending limit on one’s credit account

Paying bills on time
Paying bills on time

Monitoring one’s credit report
Monitoring one’s credit report

Protecting against fraud and identity theft
Protecting against fraud and identity theft

Answer 1

The practice that could negatively affect one’s credit score among the options provided is:

• Reaching the spending limit on one’s credit account

This practice can lead to a high credit utilization ratio, which can negatively impact your credit score. The other practices listed (paying bills on time, monitoring one’s credit report, and protecting against fraud and identity theft) are generally positive for maintaining or improving one’s credit score.